Now a days, halos lahat ng tao eh gumagamit na ng "plastic money" or also known CREDIT CARDS". Pero bakit ba napakahirap mag apply ng Credit Card? This was my experience before when I was working on my previous job. Due to my employer is an Institution/Church/Foundation we don't have Payslip. Wala din kaming Government Contribution such as SSS/Philhealth/HDMF kasi nga, hindi naman yun company. We are just a full time volunteer worker who receives a monthly monetary gift. Eh that time, gustong gusto ko magkaroon ng credit card, pero walang way para ma-approved ako. So I asked my auntie kung pwede ba nya ako gawing supplementary sa kanyang credit card, para magkaroon lang ako ng credit card eh thankful naman ako kasi pumayag naman sya. I've been using Citibank Gold Mastercard supplementary credit card since 2011.
Then finally, after 1 year of using supplementary credit card, nakita siguro ng Citibank na good payer naman ako, that's the time na nag offer sila sa akin ng credit card as a principal card holder that was December 2012. Wow!!! Ito na yung matagal ko ng pinagpi-pray.... Kasi syempre I want to start to build my own credit history noh! Then, naging honest ako, sabi ko wala akong payslip, and by that time maliit palang ang income ko. Pero nag pray lang ako na sana ma-approved.
After ilang weeks, i got a text from Citibank, Stating that may Citibank Rewards Mastercard credit card application has been approved. Then after 7 days na received ko na yung first ever credit card ko na ako yung principal card holder. At may bonus pa Si Lord sa akin... FREE ANNUAL FEE pa ito FOR LIFE!!! Oh Di ba bongga talaga! And until now, active parin ang credit card ko na ito. Thank You Lord for answering my prayer. Thank you din Citibank dahil ginamit ka Ni Lord para ibigay ang desire ko.
Sabi nga sa Scripture: Therefore I tell you, whatever you ask in prayer, believe that you have received it, and it will be yours. - Mark 11:24
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